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Sister Blog : http://hiddenresources.blogspot.com/Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.comBlogger241125tag:blogger.com,1999:blog-6838980147032759063.post-3069645323628198922011-08-19T16:39:00.002+05:302011-08-19T16:39:35.869+05:30Love Dogs Love Animals Love Nature !!<div dir="ltr" style="text-align: left;" trbidi="on"><span class="Apple-style-span" style="background-color: white; font-family: arial, helvetica, sans-serif; font-size: 13px; line-height: 19px;"><span style="background-color: white; color: #373a30; font-family: verdana, arial, sans-serif; line-height: normal;"></span></span><br />
<div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span style="color: #373a30; font-family: verdana, arial, sans-serif;">Hi All !!</span></div><div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;">I hope you are in great health and enjoying a prosperous time.</div><div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Hmm... It's tough to get a good job profile these days.... supply overcome demand... As, I am still enjoying my unemployment days... I was browsing through my collection of videos, that were shot exclusively by me during my MBA days. I developed a keen interest in photography and video shooting in course of my just completed MBA. It was a nice relaxing activity against tough MBA schedule. <b>I would like to share an incident and a video (which I consider the best video ever shot by me).</b></div><div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;">When I was in 2nd semester of MBA, me and my friends used to take a evening walk around our campus. A female dog used to walk along us, right from our Hostel gate to the outskirts of Hostel area. In took no time that we developed an affection for her and starting feeding her with bread, milk etc frequently. By the time, I advanced to 3rd semester, she gave birth to 4 little cute puppies, who in no time became center of attraction of my hostel mates. Me and my friends, specially Dr. Vishav Prakash(having a pet dog in his home), became a bit emotionally attached to those little nature's gifts. Every evening we use to play with them, feed them, do stupid but enjoyable acts etc.</div><div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;">One afternoon, when we were back from our college after attending our MBA classes, we saw one of the puppies was wounded badly around his neck (perhaps injured by some male dog), it was a lethal injury and an urgent action was needed to save his life. My friend Dr. Vishav Prakash being a doctor by profession and owner of a pet dog, wasted no time and brought stuff required for his immediate medication.</div><div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><b>Below you can find the video (youtube link) shot by me, in which Dr. Vishav Prakash, his little brother and my another friend Maniram Tanwar dressing that little wounded puppy.</b></div><div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><b></b></div><div class="sites-embed-align-left-wrapping-off" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; display: block; margin-bottom: 5px; margin-left: 0px; margin-right: auto; margin-top: 5px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: left;"><div class="sites-embed-border-on sites-embed" style="border-bottom-color: rgb(176, 189, 204); border-bottom-style: solid; border-bottom-width: 1px; border-color: initial; border-left-color: rgb(176, 189, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(176, 189, 204); border-right-style: solid; border-right-width: 1px; border-style: initial; border-top-color: rgb(176, 189, 204); border-top-style: solid; border-top-width: 1px; color: black; font-size: 12px; margin-bottom: 5px; margin-left: 0px; margin-right: auto; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; width: 425px;"><b><a class="knol-anchor-headings" href="" name="Youtube_(2D)_Love_Animals_Love_Nature_(21)(21)" style="color: #3366cc;"></a><h4 class="sites-embed-title" style="background-color: #eff4f9; background-image: none; background-position: 50% 0%; background-repeat: repeat no-repeat; border-bottom-color: rgb(215, 222, 229); border-bottom-style: dotted; border-bottom-width: 1px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #5e6a72; font-family: georgia, times, serif; font-size: 1.3em; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0.5em; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Youtube - Love Animals Love Nature !!</h4><div class="sites-embed-content sites-embed-type-youtube" style="background-color: white; background-image: none; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; overflow-x: hidden; overflow-y: hidden; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><object height="355" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" width="425"><embed src="http://www.youtube.com/v/ReTW-Ij6VWA?rel=1" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; "></object></div></b></div></div><b><br />
</b><div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;"></div><div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;">When we were leaving our MBA hostel, after the completion of MBA program, seeing that little puppy in good health and playing with his brothers was an extraordinary feeling and a sense of achievement that indeed is a value addition to my MBA. I wish him all the good health and enjoyable life.</div><div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;">My main motive behind sharing this incident is to spread the message that not only humans but also the animals are children of Nature. Every single soul has his own existence and importance in this world, we need to understand that our superior ability is the gift by nature so that we can help the poorer souls/animals to make this world a Global Home to every single soul/character.</div><div style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; padding-bottom: 1em; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Cheers !!</div><span style="background-color: white; color: #373a30; font-family: verdana, arial, sans-serif; line-height: normal;">Original Article : </span><a href="http://adigupta19.qondio.com/love-dogs-love-animals-love-nature" style="color: #3366cc;">http://adigupta19.qondio.com/love-dogs-love-animals-love-nature</a></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com4tag:blogger.com,1999:blog-6838980147032759063.post-53149310106658836482011-07-11T00:09:00.000+05:302011-07-11T00:09:07.760+05:30MS Excel's Solver - Really Solves Real World Financial Problems<span class="Apple-style-span" style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Greetings !!</span><br />
<span class="Apple-style-span" style="color: #373a30; font-family: verdana, arial, sans-serif;"><span class="Apple-style-span" style="font-size: 12px;"><br />
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<div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Today I'll be throwing light over some important applications of Excel's Solver Tool with respect to real life financial problems. Here, we will see that how this magical tool executes following "Monsters" before they can even make note of that.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">*Pls Note: This Intel is devoted to Solver tool only, detailed explanation of various calculations(like NPV etc.) is beyond the scope of this Intel.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Monster 1 - Complex Mathematical Problem.</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Suppose, mathematical formula given by</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Y = R*(N+R)+N*(1+R/X)*(X+N/X)+(N/X)*(1+R/N)/(N+4)</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Subject to constraints :-</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">X greater than or equal to 5<br />
R = 15<br />
N = (1+R/X) and N smaller than or equal to 1.5</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">We have to find the value of X for which Y is minimum.</div><div class="separator" style="clear: both; text-align: center;"><a href="http://www.qondio.com/img/images/files-5/22383.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="136" src="http://www.qondio.com/img/images/files-5/22383.jpg" width="200" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Killing Monster 1 - Refer to Figure 1</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Variables Y, X, R, N are entered in cells A1 to A4<br />
Enter formula as shown in the figure in B1 to calculate Y<br />
Enter any arbitrary values in cells B2 & B3<br />
Enter formula =(1+B3/B2) in cell B4</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Go To Tools - Solver, It will open solver window as shown, Enter Solver parameters as shown in the figure and click Solve.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">We will find that for value X = 30, Y is minimum i.e. 315<br />
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<b>Monster 2 - Cost of Capital (Cost of Debt Borrowing)</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Simplest Formula for calculating Pre-Tax Cost of Debt is as Shown in Figure 2, Kd represents the pre-tax cost of Debt Borrowing.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Now I want to know minimum rate of return that Firm must earn from the raised capital through debt/bond whose current value is 1200 Euro, Maturity Value 2000 Euro, Annual Coupon rate is 10% and maturity period is 10 years.</div><div class="separator" style="clear: both; text-align: center;"><a href="http://www.qondio.com/img/images/files-5/22384.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="157" src="http://www.qondio.com/img/images/files-5/22384.jpg" width="200" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Killing Monster 2 - Refer again to Figure 2</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">We can see the formula entered in cell B1, Enter solver parameter as shown and click solve.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">We will find that, Firm must earn atleast 14% (i.e after-tax cost of debt) to maintain its value.<br />
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<b>Monster 3 - Capital Budgeting (Buy Vs Leasing)</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Lessee has 2 Options, either to purchase an equipment or lease it. (Terms of above options are as given in the figure 3). Now it is required for lessor to find the maximum lease rate that will be accepted by Lessee.</div><div class="separator" style="clear: both; text-align: center;"><a href="http://www.qondio.com/img/images/files-5/22385.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="60" src="http://www.qondio.com/img/images/files-5/22385.jpg" width="200" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Killing Monster 3- Refer to Figure 3</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Firstly it is required to calculate the Net present Value (NPV) of cashflows from the two options. Lessee will accept any lease rate which is less than or equal to the rate at which NPV from both the options is equal.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">So from figure, by using help of Solver Tool, we can find that Lessee will accept lease rate smaller than or equal to 10%, because at this lease rate, NPV from both options will be equal, so he/she will be interested in opting Lease option, in which he/she has to pay equal or less lease interest payments than 10%.<br />
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List is very long, this can go on and on....</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">I think these three examples have given a good idea about Excel Solver tool.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">See ya.... Don't forget to comment... Cheers !!</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Original Article: <span class="Apple-style-span" style="color: black; font-family: 'Times New Roman'; font-size: small;"><a href="http://www.qondio.com/ms-excels-solver-really-solves-real-world-financial-problems">http://www.qondio.com/ms-excels-solver-really-solves-real-world-financial-problems</a></span></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com2tag:blogger.com,1999:blog-6838980147032759063.post-40787112048974551452011-07-11T00:02:00.000+05:302011-07-11T00:02:07.586+05:30Analysis of World Stock Markets<span class="Apple-style-span" style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Greetings !!</span><br />
<div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Hope everybody is fine, and enjoying life at its fullest. As, I am still searching a good job, last week I had full time to spend in analyzing World Stock Markets and their performance over last 10 years. It's an ongoing process but I would like to share some of the findings till now, one can consider it as a detailed excerpt.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Data used :</b> From Jan 01, 2001 to Dec 31, 2011<br />
*For S&P Global 100 and S&P Global 1200, only last 5 years data was available.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Market Indices taken in consider :</b> S&P 500, NASDAQ, DOW JONES, NIKKEI 225, IBOVESPA, RTSI, NIFTY, BSE SENSEX, SHANGHAI, HANG SENG, KOSPI, STRAIT TIMES, DAX, FTSE 100, CAC 40, S&P GLOBAL 100, S&P GLOBAL 1200</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Economic Factors considered :</b> GDP Growth Rate, Investment(as %GDP), Gross National Savings (as %GDP), Average Inflation(CPI YOY Basis), Change in Import volume of goods and services, Change in Export volume of goods and services, Unemployment rate, General Government Expenditure(as %GDP), General Government Revenue(as %GDP), General Government Net Lending/Borrowing(as %GDP), Current account balance(as %GDP), Real Interest Rate</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Tools Used :</b> Microsoft Excel 2003, SPSS Statistics 17.0</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">This excerpt be will limited to below attached 10 images/figures.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Figure 1</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPaalSCQDW-ewH0dAAeFBVj54649v2AaN-dxoWQSyl1yDsy8P6sajKTgNf_jn6BjHtoT0f21Hp157vTCPP5mJvqJLARjtpidVQfzlAtJlNFx60jYpqsiW2a29C80TMKjaW9kCkYi7SwpXJ/s1600/10+Year+Return+Absolute+Figure.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="138" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPaalSCQDW-ewH0dAAeFBVj54649v2AaN-dxoWQSyl1yDsy8P6sajKTgNf_jn6BjHtoT0f21Hp157vTCPP5mJvqJLARjtpidVQfzlAtJlNFx60jYpqsiW2a29C80TMKjaW9kCkYi7SwpXJ/s200/10+Year+Return+Absolute+Figure.jpg" width="200" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">It depicts absolute 10 year return of Major Stock Markets in the world. Russian RTSI has clearly outperformed other indices while Indian, Brazil & South Korean Indices have managed to give decent return as compared to others over last 10 years. It is interesting to know that US & European Markets have failed to give any significant return during the same period. Clearly Emerging Markets have outperformed others in terms of 10 year return.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Figure 2</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9YoiCvP7mI4qRa-YrSdMXNZmNT8R9uvLD7CWBJNoOYRqIMR0SHl5WwWYV8fW-80syzUQ5JaugoEC71-rt0yWmQMGrBtfVSbWnmezVrgywRydGnO08ldO7MyXWdvZ7sThm_ueorIi5bGON/s1600/10+Year+Return.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="135" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9YoiCvP7mI4qRa-YrSdMXNZmNT8R9uvLD7CWBJNoOYRqIMR0SHl5WwWYV8fW-80syzUQ5JaugoEC71-rt0yWmQMGrBtfVSbWnmezVrgywRydGnO08ldO7MyXWdvZ7sThm_ueorIi5bGON/s200/10+Year+Return.jpg" width="200" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">It depicts yearly return at a point of time. Russian RTSI, China SHANGHAI, Brazil IBOVESPA & Indian BSE Sensex have been most active indices, both on upside and downside of the return scale. Russian RTSI seen to be most volatile index among all.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Figure 3</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYN6CQAaVP5RpF3AgZnoDWQ-EoCMhpJYFYmX9Yf9a2aNanmYX4yLhr7n3OKrmUldfI3ejeHSE2jOGXLnVtsKZyNbE4b3ts9uHCX5UXkIlPpoqG4VFZjWGcqT5L0DygmeSeeDDgV_OHxysg/s1600/20.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="134" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYN6CQAaVP5RpF3AgZnoDWQ-EoCMhpJYFYmX9Yf9a2aNanmYX4yLhr7n3OKrmUldfI3ejeHSE2jOGXLnVtsKZyNbE4b3ts9uHCX5UXkIlPpoqG4VFZjWGcqT5L0DygmeSeeDDgV_OHxysg/s200/20.jpg" width="200" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">This is simple and quite interesting depiction of Return against its Variability/Volatility of major stock indices. SHANGHAI has large difference between its mean & median return over last 10 years while US & European Markets have comparatively less standard deviation(i.e they are comparatively more stable) but they failed to give any significant magnitude of return to investors.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">KOSPI, BSE Sensex, Nifty 50, IBOVESPA & RTSI have clearly emerged out as favorite as their mean & median return are almost similar and not very far from the standard deviation line with comparatively decent returns.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Here nature and behavior of S&P Global 100 & S&P Global 1200 indices are not so Global. They still resembles majorly developed markets only, emerging markets seems to have very little space in their global indices composition. That's why I choose not to analysis these so called Global Indices further.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Figure 4</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhhYXtXzyGot3hYmFqW6rQ71OQW5k8eFjZodnacQoTqA21GjiJCXPV67DgpkMGybz-zz7pvUSzZn0I7geSx_WiA9s5fUdCgNdA0tLSPBqaZ7_ZtpXWG_0tJeYnzIzZuuity_2ZX-tBlAdXS/s1600/Correlation.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="99" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhhYXtXzyGot3hYmFqW6rQ71OQW5k8eFjZodnacQoTqA21GjiJCXPV67DgpkMGybz-zz7pvUSzZn0I7geSx_WiA9s5fUdCgNdA0tLSPBqaZ7_ZtpXWG_0tJeYnzIzZuuity_2ZX-tBlAdXS/s320/Correlation.jpg" width="320" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">It shows correlation among World Stock Markets. It can easily be seen that all these indices' return are highly & positively correlated with each other. HANGSENG & Strait Times are two mostly correlated indices with rest of the world indices(specially SHANGHAI).</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Figure 5a & 5b</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiv_EBdq6YSGDhWQaL7YjHQeBsEco-K-l_Uc5aKMsmM1f14a92CrcDcOGtfdpsITJizkKHOzrydUwNEE9Q9PCLDsy6MZcPkRIv_YFctHTeIzrfs7VeRY0Lpal9B_IoD67SqhYzq6Ie0fgdb/s1600/US+MAarket+1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="135" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiv_EBdq6YSGDhWQaL7YjHQeBsEco-K-l_Uc5aKMsmM1f14a92CrcDcOGtfdpsITJizkKHOzrydUwNEE9Q9PCLDsy6MZcPkRIv_YFctHTeIzrfs7VeRY0Lpal9B_IoD67SqhYzq6Ie0fgdb/s200/US+MAarket+1.jpg" width="200" /></a></div><br />
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi53Oxi6Nmv4DGD0rlh15M0XV6G4o6amdrw6qMFCQopEJus-EplzaxSlOQwx1OlIAnBxW1KwId2VxLjm2krJTg-Y4TGfkCbZ4EbwmYq4kvkZV8ThyphenhyphenW2G0VkDFErkAueR9P8kDw5z2Wo6lFH/s1600/US+Market+2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="135" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi53Oxi6Nmv4DGD0rlh15M0XV6G4o6amdrw6qMFCQopEJus-EplzaxSlOQwx1OlIAnBxW1KwId2VxLjm2krJTg-Y4TGfkCbZ4EbwmYq4kvkZV8ThyphenhyphenW2G0VkDFErkAueR9P8kDw5z2Wo6lFH/s200/US+Market+2.jpg" width="200" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">These 2D figures shows behavior of US Market Indices and various economic factors/variables over last 10 years. Among all, Unemployment Rate and Government Revenue seems to be two most correlated economic factors with US Market Indices' return.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Figure 6a & 6b</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg2zZxCfFTlBRMNEyGRMQSd2ukMVpgMmLvt4GoKF_kIiEjJu2kZmfRi7qRG6UZ92TYlOOyaI2z7wdHX2MjYbxxPdhOAQhAnEfYnE3atoZ42rcnLmL9wrQMygMAnm3NgqzpLmVqbgbcLtkjg/s1600/zndian+Market+1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="135" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg2zZxCfFTlBRMNEyGRMQSd2ukMVpgMmLvt4GoKF_kIiEjJu2kZmfRi7qRG6UZ92TYlOOyaI2z7wdHX2MjYbxxPdhOAQhAnEfYnE3atoZ42rcnLmL9wrQMygMAnm3NgqzpLmVqbgbcLtkjg/s200/zndian+Market+1.jpg" width="200" /></a></div><br />
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguc0wAO8XXb0JT8FsljKsOJRCZOY2ckyJZs2khsEgnn6uQggcnOnjSUponTjuCWfFYNK4ugwb01y3wNQP8mjAhgIw8LJs2utjGcNJwVKk55j5CVw7LIYdDfJo9B4SliGC4c6bh-rG1lEG3/s1600/zndian+Market+2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="135" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguc0wAO8XXb0JT8FsljKsOJRCZOY2ckyJZs2khsEgnn6uQggcnOnjSUponTjuCWfFYNK4ugwb01y3wNQP8mjAhgIw8LJs2utjGcNJwVKk55j5CVw7LIYdDfJo9B4SliGC4c6bh-rG1lEG3/s200/zndian+Market+2.jpg" width="200" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">These 2D figures shows behavior of Indian Market Indices and various economic factors/variables over last 10 years. These factors individually are not highly correlated with the Indian Market Indices' return. GDP Growth Rate is most positively correlated factor among all.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Figure 7</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhi75qz71QKc-pMCpXop0WnUDPNAKBrhLZnnhzKOKjA2hXttZF1ZZVwv2tu4WoYQqoR2iDnVLG3Ws8uqsPXg74jutnC0lYXVtZQ4lSbBvdD-gl8Ydnbwm2P_9iiSsSKQLYErMaucNEGMw0s/s1600/zy1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="110" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhi75qz71QKc-pMCpXop0WnUDPNAKBrhLZnnhzKOKjA2hXttZF1ZZVwv2tu4WoYQqoR2iDnVLG3Ws8uqsPXg74jutnC0lYXVtZQ4lSbBvdD-gl8Ydnbwm2P_9iiSsSKQLYErMaucNEGMw0s/s200/zy1.jpg" width="200" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">It shows the regression equation of US S&P Index Return with respect to various economic factors affecting it. It is interesting to note that out of considered economic factors, Index return is increasing with increase in Unemployment Rate and Average Inflation(CPI). This needs further research.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b>Figure 8</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhic1A0cfryOCRuPcozmiasOFp_BKgiixreH1_BN-Gf_ggV2RtRTiNiKbcZ1DZEEFr_aN2kd3yhnZu8lukt7mNnYMq_Oz7UL_TwZ937ng-kRzjJybV89B_UBEYqLYMFhEDVPzCz6kr5gJ-O/s1600/zy2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="91" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhic1A0cfryOCRuPcozmiasOFp_BKgiixreH1_BN-Gf_ggV2RtRTiNiKbcZ1DZEEFr_aN2kd3yhnZu8lukt7mNnYMq_Oz7UL_TwZ937ng-kRzjJybV89B_UBEYqLYMFhEDVPzCz6kr5gJ-O/s200/zy2.jpg" width="200" /></a></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><b><br />
</b></div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">It shows the regression equation of Indian Nifty 50 Index Return with respect to various economic factors affecting it. It is interesting to note that constant value is negative and Index return decreases with increase in exports. This needs further research.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Not sure, how accurately & rationally I made my effort, but it surely gives a brief insight about World Stock Indices and their respective behavior over last 10 years.</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Hoping it was worth to read... Always Love to have comments/corrections/opinions... Have A Great Day... Cheers !!</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;"><br />
</div><div style="color: #373a30; font-family: verdana, arial, sans-serif; font-size: 12px;">Original Article : <span class="Apple-style-span" style="color: black; font-family: 'Times New Roman'; font-size: small;"><a href="http://www.qondio.com/world-stock-markets-from-my-eyes">http://www.qondio.com/world-stock-markets-from-my-eyes</a></span></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com1tag:blogger.com,1999:blog-6838980147032759063.post-73890810821788694852011-06-10T21:24:00.000+05:302011-06-10T21:24:00.433+05:30How Tax & Inflation eat my Investments' Return<div dir="ltr" style="text-align: left;" trbidi="on"><br />
<br />
Hi All,<br />
<br />
Hmm.. tough time, specially with these monsters called "Tax" and ever rising "Inflation" around. They resemble "Piranhas" in eating up return on my investments. Here, how they are...<br />
<br />
Impact of Tax alone<br />
<br />
Considering only "Income Tax" for now, suppose I invest $1000 in 1 year Bank Fixed Deposit fetching around 10% nominal interest rate compounded annually and my little income falls into 10% tax slab.<br />
<br />
After 1 year, invested $1000 fetching 10% return becomes (1+0.10)*$1000 = $1100,<br />
making my nominal gain $1100-$1000 = $100<br />
<br />
But due to tax, Gain after Tax = $100(1-0.10)= $90<br />
i.e my effective return(after tax) will be $90/$1000 = 9%<br />
<br />
So, tax eats up my 1% return for the given scenario.<br />
<br />
<br />
Impact of Inflation alone<br />
<br />
Considering same investment of $1000 in 1 year Bank Fixed Deposit fetching around 10% nominal interest rate compounded annually and assuming annual inflation rate of 10%.<br />
<br />
After 1 year, invested $1000 fetching 10% return becomes (1+0.10)*$1000 = $1100<br />
<br />
But due to inflation, the purchasing power of $1100 after one year is same as purchasing power of $1100/(1+0.10) = $1000 right now. That means, with 10% inflation and 10% return on investment, my effective return is 0%, yes a big "ZERO" or In other words, my purchasing power remains the same.<br />
<br />
So, inflation eats up my whole return for the given scenario.<br />
<br />
<br />
Combined Impact of Tax and Inflation<br />
<br />
Considering same example, investing $1000 in 1 year Bank Fixed Deposit fetching around 10% nominal interest rate compounded annually, my little income falls into 10% tax slab and assuming annual inflation rate of 10%.<br />
<br />
After 1 year, invested $1000 fetching 10% return becomes (1+0.10)*$1000 = $1100,<br />
making my nominal gain $1100-$1000 = $100<br />
<br />
But due to tax, Gain after Tax = $100(1-0.10)= $90, and after-tax inflow will be $1090.<br />
<br />
Now, its reduced purchasing power due to inflation is given by $1090/(1+0.10) = $990.91, i.e net return after tax and inflation will ($990.91-$1000)/$1000 = -0.91%<br />
<br />
It means, in actual I am losing my money(by 0.91% a year), if I invest in current scenario.<br />
<br />
So, Does it mean that I stop investing ???<br />
<br />
No, because if I don't invest, then considering 10% inflation rate, my uninvested amount $1000 becomes $1000/(1+0.10) = $909.09 after 1 year and that means, I'll be losing my money/purchasing power by 9% which is 10 times higher than 0.9%.<br />
<br />
I should keep on investing and try to invest in an alternative that can fetch higher return to nullify the combined effect of tax and inflation.<br />
<br />
It should fetch return higher than {[(1-tax rate)*nominal interest rate]- inflation rate}/(1+inflation rate), in order to have effective gain over an investment.<br />
<br />
<br />
Be a smart investor rather than being just an investor... Hope it was worth to read... !!<br />
<br />
Original Article : <a href="http://www.qondio.com/how-tax-inflation-eat-my-investments-return">http://www.qondio.com/how-tax-inflation-eat-my-investments-return</a><br />
<br />
</div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com2tag:blogger.com,1999:blog-6838980147032759063.post-13396386149135282882011-05-21T21:49:00.000+05:302011-05-21T21:49:08.000+05:30Nice vs Nice<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">If a nice person isn't nice for you... that doesn't mean that u'r not a nice person... may be there are conflict of interests... it's better to stay away from each other rather than justifying an insubstantial relation unnecessarily...</span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com1tag:blogger.com,1999:blog-6838980147032759063.post-81986483442033092802011-05-21T21:45:00.003+05:302011-05-21T21:46:22.518+05:30Fake n Lie World all around...<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">Breaking News.. "US Congress Shocked to find Osama was in Pakistan", "Pakistan dares US", "China Says It's a friend of India", "HM P.Chidambaram asks for 26/11 terrorists", "D Ibrahim not in Pakistan", "Pervez Musharaff shocked to find that Osama was in Pakistan", "PM Manmohan Singh Says.. we will control corruption and inflation"... hahaha... OMG !! comedy all around.. fooling people.. Fake n Lier world all around...</span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com0tag:blogger.com,1999:blog-6838980147032759063.post-62093209700280327032011-05-21T21:44:00.003+05:302011-05-21T21:46:40.951+05:30Today's Mantra of Living King Size...<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">Terrorists like Afzal, Kasab etc. are still alive... millions of tax payers money are being wasted on them and our intelligent govt. asking for more from Pakistan to be handed over... lolzzzZZ... so that more money can be wasted... Scams, Billions of money parked outside India... Politicians, Bureaucrats, Corporates all were sleeping or are part of it... Today's mantra "Make fool of others and live King Size"... !!</span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com2tag:blogger.com,1999:blog-6838980147032759063.post-64750535775014831742011-05-21T21:41:00.000+05:302011-05-21T21:41:10.490+05:30Priority or Option<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">Never allow someone to be your priority, for whom you are just an option... ;p ;p</span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com1tag:blogger.com,1999:blog-6838980147032759063.post-31124143277916664622011-05-21T21:39:00.002+05:302011-05-21T21:39:41.858+05:30My Love: Simple and True...<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">Charming cheeks with magical smile... deep allure in winery eyes... whenever I see, I get lost... my heart goes 'boom' 'boom'... with every touch of yours... you're like my childhood, sweetest angel... untold fairly tale with a different angle... life seems so musical, when you are around... you are my perfect, rhyming sound... falling flakes, out of the blue... you are my cuckoo clock... simple and true...;0) ;0)</span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com0tag:blogger.com,1999:blog-6838980147032759063.post-77109068949735176422011-05-21T21:35:00.001+05:302011-05-21T21:36:11.776+05:30Tricky Average: Mean, Median & Mode<div dir="ltr" style="text-align: left;" trbidi="on"><span class="standard">Hi, </span><br />
Hoping you all are in great health and enjoying prosperous time.<br />
<br />
Its been long since I last post my Intel. Hey !! Here I come, this time throwing some light on a tricky statistical/mathematical tool called "Average". Going by definition "An Average is a measure of a central tendency or in other words, it's a value that defines the whole set of values to which it belongs."<br />
<br />
<b>Now many of us may believe that "Average" and "Mean" is exactly same... hmm... but that is only 1/3 of the truth. Yes, you heard me right, any one of the terrific trio in stats "Mean", "Median" or "Mode" can be regarded as an "Average" individually.</b><br />
<b> </b> <br />
Mean, we know, arithmetic mean i.e sum of values divided by total no. of values. Median is the central value that divides a set of values into 2 halves i.e upper 50% and lower 50% while Mode is the value that appears most in a set of values. <br />
Example : for values 1,2,2,3,4,5,6 <br />
Mean = 3.28, Median = 3, Mode = 2 <br />
<b>Now, there is a trick/catch, which is being used to fool/dupe customers, don't believe me.... See by yourself...</b> <br />
Let suppose, I have to buy a laptop and I visit some electronic store. Salesman gives me following 3 options with respective ratings* :- <br />
Brand 1 - Average Rating 4 out of 5 <br />
Brand 2 - Average Rating 3 out of 5 <br />
Brand 3 - Average Rating 5 out of 5 <br />
*ratings based on last 10 respective customers reviews<br />
<br />
<b>Now, on first look I may go for Brand 3</b>, as it has the best rating among all three, But Hey !! I am not a guy who can be easily fooled or duped. The term "Average" doesn't give me ample information which I would like to have. Rather, I would be interested in knowing whether "Average" here refers to Mean or Median or Mode.<br />
<br />
Now, have a look at detailed rating data given by last 10 respective customers below :- <br />
Brand 1 - 4,3,3,4,4,4,4,5,4,5 <br />
Brand 2 - 1,2,2,2,3,3,4,4,4,4 <br />
Brand 3 - 1,2,2,1,3,4,5,5,5,3<br />
<br />
It is clear from above data that, <br />
Brand 1 used "Mean" as an Average <br />
Brand 2 used "Median" as an Average <br />
Brand 3 used "Mode" as an Average<br />
<br />
In Brand 2 & Brand 3 there is large variations among their respective customer ratings while Brand 1 seems to have comparatively stable, consistent and high ratings. <b>So, my final decision will definitely be to buy Brand 1.</b><br />
<b> </b> <br />
Hope it was interesting and worth enough to read.... always love to have your precious comments/opinions.... Cheers !!<br />
<br />
<a href="http://www.qondio.com/tricky-average-mean-median-mode">http://www.qondio.com/tricky-average-mean-median-mode</a></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com1tag:blogger.com,1999:blog-6838980147032759063.post-45657883073818466472011-05-21T21:32:00.000+05:302011-05-21T21:32:33.033+05:30Hate<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">You noticed only my hate.. But you never noticed your absence that made me cry to hate you.. ;p ;p</span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com0tag:blogger.com,1999:blog-6838980147032759063.post-36641381534593882572011-05-21T21:28:00.000+05:302011-05-21T21:28:34.313+05:30Love Animals Love Nature !!<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen='allowfullscreen' webkitallowfullscreen='webkitallowfullscreen' mozallowfullscreen='mozallowfullscreen' width='320' height='266' src='https://www.youtube.com/embed/ReTW-Ij6VWA?feature=player_embedded' frameborder='0'></iframe></div><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">My friend Dr. Vishav Prakash at his genial best... dressing a wounded little puppy... Video Exclusively shot by me... hmm I know... I am gr8 too..... ;) ;o)</span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com0tag:blogger.com,1999:blog-6838980147032759063.post-48068934269613723242011-05-21T21:26:00.000+05:302011-05-21T21:26:03.507+05:30Smile to Tears<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">It's better not to make someone smile, If gonna leave him/her in tears later.. ;( ;(</span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com1tag:blogger.com,1999:blog-6838980147032759063.post-15485003796019486442011-05-21T21:22:00.001+05:302011-05-21T21:24:22.338+05:30Friends of Maiti Nepal<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">I donated from my hard earned money here.... <a href="http://www.friendsofmaitinepal.org/how-to-help.php" rel="nofollow" target="_blank">http://www.friendsofmaitinepal<wbr></wbr><span class="word_break"></span>.org/how-to-help.php</a>.... not praising about myself... but want to make u think.... what atleast 1 noble work you have done today or u just wasted 1 precious day of ur God Gifted Life...</span></span></h6><div class="separator" style="clear: both; text-align: center;"><a href="http://www.friendsofmaitinepal.org/assets/anukoirala_cnnspeech.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="111" src="http://www.friendsofmaitinepal.org/assets/anukoirala_cnnspeech.jpg" width="200" /></a></div><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody"> </span></span></h6><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody"> <a href="http://www.friendsofmaitinepal.org/">http://www.friendsofmaitinepal.org/</a> </span></span></h6><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody"> </span></span></h6><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen='allowfullscreen' webkitallowfullscreen='webkitallowfullscreen' mozallowfullscreen='mozallowfullscreen' width='320' height='266' src='https://www.youtube.com/embed/gKzDtYJR2b4?feature=player_embedded' frameborder='0'></iframe></div><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody"> </span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com1tag:blogger.com,1999:blog-6838980147032759063.post-19632569538191704672011-05-21T21:16:00.000+05:302011-05-21T21:16:49.475+05:30Situation speaks the only truth...<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">No way to judge truth or lie in this world... What Situation speaks is assumed to be the only truth... Situations take turn, so as truth... !!</span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com0tag:blogger.com,1999:blog-6838980147032759063.post-56537624043132273402011-05-21T21:14:00.002+05:302011-05-21T21:14:24.756+05:30Rat Race...<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span style="font-size: small;"><span class="messageBody">If you win a rat race you are still a rat... so winning doesn't matter.. what matters the type of race in which u r running......</span></span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com0tag:blogger.com,1999:blog-6838980147032759063.post-23807621014025197332011-05-21T21:11:00.005+05:302011-05-21T21:14:56.482+05:30"Right" Vs "Rational"<div dir="ltr" style="text-align: left;" trbidi="on"><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span class="messageBody" style="font-size: small;">"Right" decision is more important than "Rational" one... bcos... rationality depends upon beliefs n previous facts while rightness depends upon current situation and practicality.... </span></h6><h6 class="uiStreamMessage" data-ft="{"type":"msg"}" style="font-family: Arial,Helvetica,sans-serif; font-weight: normal;"><span class="messageBody" style="font-size: small;"> Hope I made the "right" quote rather than "rational" one...</span></h6></div>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com0tag:blogger.com,1999:blog-6838980147032759063.post-46784961143285487742010-11-01T06:22:00.000+05:302010-11-01T06:22:51.975+05:30IIT JEE Papers 2002-2010 with solutions<span style="font-weight: bold;">Prestigious Engineering Entrance IIT JEE (Joint Entrance Examination) </span><b style="font-weight: bold;">Papers 2002-2010 with solutions....Click Below to download.....</b><br />
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__Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com0tag:blogger.com,1999:blog-6838980147032759063.post-87854333306350308602010-09-23T19:09:00.003+05:302010-09-23T19:15:24.015+05:30Old DOS Games and Applications<span class="yiv695605510standard"><span class="yiv695605510standard"> I just found these old goodies and will be sharing with you. These applications are not playable on Windows Xp, vista or 7, so one need to install <b>DOSBox 0.74</b> first to play/run these applications. <br />
<br />
<b>DOSBox 0.74 :</b> DOSBox is a DOS-emulator that uses the SDL-library which makes DOSBox very easy to port to different platforms. DOSBox has already been ported to many different platforms, such as Windows, BeOS, Linux, MacOS X etc. It's a simple 32-bit installer. <br />
<a class="yiv695605510pages" href="http://www.ziddu.com/download/11765494/DOSBox0.74-win32-installer.rar.html" rel="nofollow" target="_blank"> <b>Download DOSBox 0.74</b> </a> <br />
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</span></span><br />
<h2><span class="yiv695605510standard"><span class="yiv695605510standard"><b>Dos Applications :-</b></span></span></h2><span class="yiv695605510standard"><span class="yiv695605510standard"><b>1. Lotus 123 v2.2 :</b> Lotus 1-2-3 is a spreadsheet program from Lotus Software (now part of IBM). It was the IBM PC's first "killer application"; its huge popularity in the mid-1980s contributed significantly to the success of the IBM PC in the corporate environment. <br />
<a class="yiv695605510pages" href="http://www.ziddu.com/download/11765546/lotus123dos.rar.html" rel="nofollow" target="_blank"> <b>Download Lotus 123 v2.2</b> </a> <br />
<b><br />
</b><br />
<b>2. Turbo C++ v3.0 :</b> This is a free C++ programing High level language compiler from Borland. It comes with an IDE and debugger. One of the mostly used program during my engineering study. <br />
<a class="yiv695605510pages" href="http://www.ziddu.com/download/11765545/tc3.zip.html" rel="nofollow" target="_blank"> <b>Download Turbo C++ v3.0</b> </a> <br />
<b><br />
</b><br />
<b>3. BASIC Compiler :</b> BASIC is a family of high-level programming languages. Originally devised as a teaching tool, it became widespread on home microcomputers in the 1980s. BASIC is considered one of the easiest programming languages to learn, and simple programs can be quickly written on the fly. <br />
<a class="yiv695605510pages" href="http://www.ziddu.com/download/11765547/BasicCompiler.zip.html" rel="nofollow" target="_blank"> <b>Download BASIC Compiler</b> </a> <br />
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</span></span><br />
<h2><span class="yiv695605510standard"><span class="yiv695605510standard"><b>DOS Games :-</b></span></span></h2><span class="yiv695605510standard"><span class="yiv695605510standard"><b>1. BM-Bio Menace :</b> Bio Menace is a 2D, side-scrolling, platform game both developed and published by Apogee Software in 1993 for DOS. One of my all time favorites. <br />
<a class="yiv695605510pages" href="http://www.ziddu.com/download/11765653/bmfreew.zip.html" rel="nofollow" target="_blank"> <b>Download BM-Bio Menace</b> </a> <br />
<b><br />
</b><br />
<b>2. Prince of Persia :</b> Prince of Persia is one of the most memorable game, I've ever played on DOS. It has everything like kidnapped princess, evil magician, traps, poison pots, snakes, soldiers etc. Free your princess within 60 minutes or else start it all over again. Masterpiece! <br />
<a class="yiv695605510pages" href="http://www.ziddu.com/download/11765649/PrinceofPersia.zip.html" rel="nofollow" target="_blank"> <b>Download Prince of Persia</b> </a> <br />
<b><br />
</b><br />
<b>3. Dangerous Dave :</b> Dangerous Dave is a 1988 computer game by John Romero. It was developed for the Apple II and DOS. A very addictive and by far most simplest game, I've ever played. <br />
<a class="yiv695605510pages" href="http://www.ziddu.com/download/11765651/ddave.zip.html" rel="nofollow" target="_blank"> <b>Download Dangerous Dave</b> </a> <br />
<b><br />
</b><br />
<b>4. Alladin :</b> Based on the Disney movie; converted from the 16-bit console arcade game. Finish the levels to save your princess Jasmine with the help from your friends (Abu and Genie). Collect apples to use as throwing weapons to defeat your enemies, and collect "genie icons" to give yourself more chances during the bonus rounds. Another addictive game on DOS. <br />
<a class="yiv695605510pages" href="http://www.ziddu.com/download/11765652/aladdin.zip.html" rel="nofollow" target="_blank"> <b>Download Alladin</b> </a> <br />
<b><br />
</b><br />
<b>5. Mario :</b> A top-ranking bestseller. What to say more about this, all time greatest game. <br />
<a class="yiv695605510pages" href="http://www.ziddu.com/download/11765650/mario.zip.html" rel="nofollow" target="_blank"> <b>Download Mario</b> </a> <br />
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</span></span><br />
<span class="yiv695605510standard"><span class="yiv695605510standard">Well, that's all I found in that cd about old DOS games and applications. Wish you all a very happy old playing days/memories. Take care.....</span></span><br />
<br />
<span class="yiv695605510standard"><span class="yiv695605510standard">Original Article: http://www.qondio.com/old-dos-games-and-applications </span></span>Aditya Guptahttp://www.blogger.com/profile/05849072405308042766noreply@blogger.com0tag:blogger.com,1999:blog-6838980147032759063.post-27805645096428635592010-09-08T21:43:00.002+05:302010-09-27T22:23:05.864+05:30Free Mafia Wars Godfather Reward Points<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpf2p1RC_Q7TTuA_-kGDMQUKspaspq9p66KyHqTBDgkCQ3niJWoF_xKXBSm2XP-U1MI8c2Q10mCwAYE0V9_W_mqjB4HVmfUXzfWtooj8CJ3kSi8p5CZ8re-7CybQy7L62Dv2VJPONs54jy/s1600/Untitled.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpf2p1RC_Q7TTuA_-kGDMQUKspaspq9p66KyHqTBDgkCQ3niJWoF_xKXBSm2XP-U1MI8c2Q10mCwAYE0V9_W_mqjB4HVmfUXzfWtooj8CJ3kSi8p5CZ8re-7CybQy7L62Dv2VJPONs54jy/s320/Untitled.png" /></a></div>Free Mafia Wars Godfather Reward Points, Hurry Up!<br />
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